Family money isn't a math problem, it's a where-did-it-go problem.

So here's the tool that shows you where it went.

A Google Sheet built for the mom with eleven minutes and a toddler climbing the couch. Set it up once, check in when you can, and get a straight answer to "can we afford this?"

Here's what you get:

✔ Monthly income and expenses that total themselves

✔ Category tracking that flags where the money quietly goes

✔ Sinking funds, so the big stuff stops ambushing you

✔ A simple dashboard, no formulas to touch, no accounting degree

✔ Full instructions included for initial setup

You don't need to be better with money. You need to be able to see it. That's what this does.

This is $9, and it works for whatever your family actually earns and spends.